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Spotlight: Federal Regulators Eliminate Use of Reputation Risk in Supervision

Spotlight: Federal Regulators Eliminate Use of Reputation Risk in Supervision

by Liz DeMarco | Apr 17, 2026 | Risky Business Recap

Snapshot: On April 7, 2026, federal banking regulators issued a final rule formally prohibiting examiners from using “reputation risk” as a standalone basis for supervisory criticism. The rule directs agencies to focus supervision on measurable financial, operational,...
Spotlight: FinCEN Proposes a Fundamental Reset of AML/CFT Program Expectations

Spotlight: FinCEN Proposes a Fundamental Reset of AML/CFT Program Expectations

by Liz DeMarco | Apr 10, 2026 | Risky Business Recap

Snapshot: On April 7, 2026, FinCEN issued a sweeping Notice of Proposed Rulemaking (NPRM) that would fundamentally reform how financial institutions design, implement, and are examined on their AML/CFT programs. The proposal shifts supervisory focus away from...
Spotlight: FinCEN Moves to Pay Whistleblowers for BSA & Sanctions Violations

Spotlight: FinCEN Moves to Pay Whistleblowers for BSA & Sanctions Violations

by Liz DeMarco | Apr 3, 2026 | Risky Business Recap

Snapshot: On March 30, 2026, FinCEN issued a Notice of Proposed Rulemaking (NPRM) to fully implement its long‑awaited AML & sanctions whistleblower rewards program. The proposal would allow eligible whistleblowers to receive 10%–30% of collected penalties tied to...
Spotlight: OFAC Penalizes Brokerage Firm for Sanctions Control Failures

Spotlight: OFAC Penalizes Brokerage Firm for Sanctions Control Failures

by Liz DeMarco | Mar 27, 2026 | Risky Business Recap

Snapshot: On March 17, 2026, the U.S. Treasury’s Office of Foreign Assets Control (OFAC) announced a $1.1 million settlement with TradeStation Securities, Inc. for nearly 500 apparent sanctions violations involving customers located in Iran, Syria, and Crimea. OFAC...
Spotlight: FinCEN Issues Record‑Setting $80M BSA Penalty Against Broker‑Dealer

Spotlight: FinCEN Issues Record‑Setting $80M BSA Penalty Against Broker‑Dealer

by Liz DeMarco | Mar 20, 2026 | Risky Business Recap

Snapshot: On March 6, 2026, FinCEN assessed an $80 million civil money penalty against Canaccord Genuity LLC for willful violations of the Bank Secrecy Act, marking the largest BSA penalty ever imposed on a broker‑dealer. The enforcement action cited failures related...
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