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Spotlight: OCC Highlights Rising Fraud and Operational Risk

Spotlight: OCC Highlights Rising Fraud and Operational Risk

by Liz DeMarco | May 8, 2026 | Risky Business Recap

Snapshot: On May 7, 2026, the Office of the Comptroller of the Currency released its Spring 2026 Semiannual Risk Perspective, outlining key risks facing the federal banking system. The report identifies increasing cyber‑enabled fraud, scams, and operational risk...
Spotlight: Rapid OFAC Sanctions Updates Put BSA Operations Under Pressure

Spotlight: Rapid OFAC Sanctions Updates Put BSA Operations Under Pressure

by Liz DeMarco | May 1, 2026 | Risky Business Recap

Snapshot: Between April 29 and May 1, 2026, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) issued multiple same‑day sanctions list updates, along with amended General Licenses, FAQs, and compliance guidance. Many of these actions were...
Spotlight: OCC Resets Expectations for BSA/AML Model Risk Management

Spotlight: OCC Resets Expectations for BSA/AML Model Risk Management

by Liz DeMarco | Apr 24, 2026 | Risky Business Recap

Snapshot: On April 17, 2026, the OCC issued Bulletin 2026‑13, releasing revised interagency Model Risk Management (MRM) guidance and rescinding prior BSA/AML‑specific model guidance, including OCC Bulletin 2021‑19. The updated guidance reinforces a risk‑based,...
Spotlight: Federal Regulators Eliminate Use of Reputation Risk in Supervision

Spotlight: Federal Regulators Eliminate Use of Reputation Risk in Supervision

by Liz DeMarco | Apr 17, 2026 | Risky Business Recap

Snapshot: On April 7, 2026, federal banking regulators issued a final rule formally prohibiting examiners from using “reputation risk” as a standalone basis for supervisory criticism. The rule directs agencies to focus supervision on measurable financial, operational,...
Spotlight: FinCEN Proposes a Fundamental Reset of AML/CFT Program Expectations

Spotlight: FinCEN Proposes a Fundamental Reset of AML/CFT Program Expectations

by Liz DeMarco | Apr 10, 2026 | Risky Business Recap

Snapshot: On April 7, 2026, FinCEN issued a sweeping Notice of Proposed Rulemaking (NPRM) that would fundamentally reform how financial institutions design, implement, and are examined on their AML/CFT programs. The proposal shifts supervisory focus away from...
Spotlight: FinCEN Moves to Pay Whistleblowers for BSA & Sanctions Violations

Spotlight: FinCEN Moves to Pay Whistleblowers for BSA & Sanctions Violations

by Liz DeMarco | Apr 3, 2026 | Risky Business Recap

Snapshot: On March 30, 2026, FinCEN issued a Notice of Proposed Rulemaking (NPRM) to fully implement its long‑awaited AML & sanctions whistleblower rewards program. The proposal would allow eligible whistleblowers to receive 10%–30% of collected penalties tied to...
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  • Spotlight: New Interagency Rule Standardizes Financial Data Reporting
  • Spotlight: FinCEN Flags Payroll Fraud Risks Tied to Unauthorized Workers

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